Mapping the UX was a key component to getting the true flow done for this because the system at the time only accepted ACH transactions there was no need to have the user select a payment type, but with the understanding of future iterations the option needed to be available when other payment types or changes to payment types became available.
Implementing a self-service payment portal UI, with legacy website and backend TRAN UI.
With the implementation of the self-service payment UI. I created a user flow that took the convoluted way agents over the phone and assisted users to make payments in a user flow that they would understand. The solution was not recreating the wheel the solution was giving the user a familiar UI that is easy to use and not complicated. I believe I made that happen by seeing a decrease in phone calls to the call center, increase loan payoffs, and increased traffic to a user portal that was outdated and not getting much traffic.